Investment strategy
The Fund's objective is to achieve attractive value growth in the medium to long term, taking ecological and social criteria into account . Investments are made worldwide in a variety of asset classes, such as stocks and bonds as well as – through indirect investments – real estate, precious metals and raw materials. The aim here is to achieve a balanced ratio between promising and more defensive asset classes; the equity quota is usually between 35 and 65 percent.
What if?
Performance in the period of an investment of EUR in .
Investment period
Gross value development excluding a front-end load in the selected period. Past performance information is not a reliable indicator of future performance.
Final amount:
Performance (gross) in the selected period:
Average performance (gross) p.a.:
Information on performance
On 10.03.2021, changes were made to the Fund's investment policy. The performance shown for the period prior to these changes was therefore achieved under circumstances that are no longer valid.
The gross performance (BVI method) takes into account all costs incurred at fund level (such as management fees). The net performance also takes into account the issuance fee, which reduces the performance. For an investment amount of 1,000 euros, the investor incurs a one- time issuance fee of 4.0% (= 38.46 euros) upon issuance. Since the issuance fee is only charged in the first year, the gross/net performances only differ in this year. The investor may incur additional securities account fees that reduce the performance. Past performance is not a reliable indicator of future performance. Source: MEAG.
Note: On days that fall on a public holiday or a weekend, the price of the previous day or the last available price is used, as it is not possible to determine a price on these days.
Fund key figures
| Average yield: | %avIntRate%% |
| Average return: | %avRoR%% |
| Average remaining term (in years): | %avResidTerm% |
| Volatility³ p.a. (3 years): | %3yVOL%% |
as at: %Datefrom%
Master data
| Fund name | ERGO Vermögensmanagement Ausgewogen |
| Fund type | Global mixed fund |
| Investor type | Balanced |
| Unit class | - |
| Date of issue / formation of the unit class | 15.03.2017 |
| Investment term | at least 5 years |
| SFDR category | Art. 8 |
Costs and fees
| Current issuance fee | 4,5% |
| Ongoing costs | 1,30% (business year 2022/2023) |
| Current management fee p.a. | 1,15% |
| Performance bonus | no |
Target market data
| Product category | Retail fund (UCITS) |
| Sales channel | Execution only | No consultancy required | Investment advisory services |
| Customer category | Private customer | Professional customer | Suitable counterparty |
| Know- how and/or experience | Suitable for investors with basic knowledge and/or experience of securities |
| Capacity to bear financial losses | Investor can bear losses (no capital protection) |
| Risk assessment (SRI) | 3 |
| Investment target | General capital accumulation/optimisation |
| Investment horizon | Medium term (3 - 5 years) |
| Special requirements | Sustainability |
ESG Target market data
| Classification according to the Disclosure Regulation | Product according to Art. 8 |
| Sustainability focus | No ESG focus |
| Minimum share of sustainable investments pursuant to the Disclosure Regulation (Art. 2 No. 7 lit. b MiFID II delegated regulation) | 10% |
| Minimum share of ecologically sustainable investments according to the Taxonomy Ordinance (Art. 2 No. 7 lit. a) MiFID II delegated regulation) | 0% |
| Consideration of the most important negative effects (Art. 2 No. 7 lit. c) MiFID II delegated regulation) | Unternehmen: Treibhausgasemission (Scope 1,2,3, total) | CO2 Fußabdruck | THG Intensität der investierten Unternehmen | Engagement in Unternehmen, die im Bereich der fossilen Brennstoffe tätig sind | Anteil des Verbrauchs und der Erzeugung von nicht erneuerbarer Energie | Intensität des Energieverbrauchs und der Erzeugung von nicht erneuerbarer Energie | Aktivitäten, die sich negativ auf biodiversitätssensible Gebiete auswirken | Wasserverschmutzung | Anteil gefährlicher Abfälle | Verstoß gegen Grundsätze des UN Global Compact Principles und OECD Richtlinien für multinationale Unternehmen | Fehlen von Verfahren und Mechanismen zur Überwachung der Einhaltung der Prinzipien des UN Global Compact und der OECD-Leitsätze für multinationale Unternehmen | Unbereinigtes geschlechterspezifisches Lohngefälle | Geschlechtervielfalt in Aufsichtsgremien | Engagement gegenüber kontroversen Waffen (Antipersonenminen, Streumunition, chemische Waffen und biologische Waffen) Staaten: Treibhausgasintensität | Investitionsländer, in denen es zu sozialen Verstößen kommt |
Sustainability strategy of ERGO Vermögensmanagement Ausgewogen
The fund prefers to invest in securities (equities and bonds) of issuers that achieve their economic success with respect for the environment and society and adhere to the principles of good corporate governance.
The environmental and/or social characteristics promoted by the Fund include the following
- Exclusion of companies and countries in accordance with the Fund's exclusion policy
- Consideration of the impact of investment decisions on sustainability factors
- A minimum proportion of sustainable investments in accordance with the EU Sustainable Finance Disclosure Regulation (SFDR).
These features are the mandatory elements of the Fund's sustainability strategy. Further information on the sustainability strategy of the Fund can be found here (section "Sustainability related information").
1Awards
Past awards are not a reliable indicator of future performance and awards. Capital: The award refers to the fund company MEAG. Morningstar Overall Rating (TM) and Scope as at 31.10.2023. Data source - © Morningstar. Scope Analysis GmbH. All rights reserved. More at https://www.meag.com/de/investieren/privatkunden/unsere-ausgezeichneten.html.
2 Benchmark index:
Find out more about the composition of the benchmark index in the "Data" tab.
3 Volatility:
Data source – © Morningstar. All rights reserved. As at: 31.10.2023